What are the best applications to pay with your mobile without using your cash? 2022 list

As we advance technologically, we all want optimize processesthat is why today we very rarely use cash, we almost always prefer to make payments electronically.

Currently, we have various applications that help us make payments through our mobile devices (cell phones).

If you want to know what these Apps are, we invite you to continue reading, in this way you will find out which are the most innovative that are leading the virtual market.

Why is it better to use a mobile application to make your payments Online and Offline? Benefits

There are various reasons for performing online and offline payments through mobile applications, and the reasons are very obvious, Among these, it is necessary to mention the following:

Process optimization

Mobile applications were designed for process optimization of payments, since with the help of these, people can make their payments from anywhere, in a fast, practical and simple way; since it is only necessary to access the App on the phone and carry out the transaction that is required at that moment.

Convert in seconds

Another benefit of this type of mobile application for payments is that the vast majority of Apps allows conversions of different currencies in a matter of seconds.

Greater security

When you make use of these applications, in one way or another, your money is more supportedsince if you have it in cash you can lose it, it can be snatched from you at the time of a robbery, or you can simply forget it when you leave home, while if you manage it through a mobile App, the security issue increases, since to access it, you will have to pass and pass the security encryption first.

Transfers to other Apps

The support for making transactions to other Appswithout a doubt, is one of the benefits that we should leave in writing in this article, since this particular feature gives us the possibility of not worrying about the account of the person to whom it will be transferred, it should only be make the payment directly to your account, without having to open one in that bank.

Offline Applications

By focusing on the Offline applications, without a doubt, it is necessary to highlight the following:

• They offer the user the possibility of use them without the need to maintain a network connection.
• For the use of these applications it is not required to make payments for data rates.
• The synchronizations are carried out in a timely mannerthat is to say, the independence with the server that it uses, is partially, constant.

Online Applications

Like offline applications, those of the type On-lineThey have a number of benefits Next we will present the following:

• The data that is used for any movement are reliable in real time.
• They require lower costs for their development and maintenance.
• They do not require a formal installationsince it is served from a server, they also take up less space, and do not depend on any device.

What types of applications exist to pay from the smartphone?

Currently there is a wide variety of mobile apps that allow users to make their payments from the comfort of their homes even on a super busy day on the street or at work; It is therefore, that in this section mention will be made of each of these:

Near-Field Communication (NFC)

Near Faithful Communication, is also known by its acronym in English NFC. This service is a type of digital walletwhich is also called as “Wallet”.

Devices that use NFC manage their connection via terminalsthese include those of the Google Play, Apple Pay and Samsung Pay.

The evolution of its technology is based in radio frequencies – RFID– being in turn the one that allows bilateral communications, which allows sharing information, in addition to closing purchases between mobile teams.

Mobile Point of Sale (MPOS)

Mobile Point of Sale, or MPOS, is, just a kind of operation that the vendor handles, this technology must be found in his cell phone, or in an Ipad with adapters. In a certain way, the seller makes use of a payment platformto then charge the cost of the purchase directly to the buyer’s card.

In-App

In App is an application that every buyer and seller should have included in their cell phone, since the payment process is very simple, usually a payment code is issued on the device, so that the seller can then scan it, and thus validate the payment process of the operation. During this entire procedure, the devices need to have a connection to the network.

contactless

The contactless technology allows you to make payments with mobile devices with just zoom in on the chip. All this works thanks to the communication imparted by the radio frequency between a reader and the chip.

This chip can be found both in the cell phone and in the credit card. Contactless is a technological alternative that many mobile devices have to make payments simpler, more practical and faster.

List of the best applications to pay from your Android or iOS device

It never hurts to know which ones they are the best apps that are available in the market to make payments through our mobile devices, such as Android or iOS, so below we will show you a condensed list with the best 10 App for payment:

Square

The square point of sale – formerly known as the square box– is a kind of App that operates for freeIn addition, it works as a point of sale, allowing users who have it on their mobile device to make their transactions quickly and easily.

This application is used to use it in business entrepreneurship, since with Square you can accept from credit cardsuntil debit cards, it really is wonderful. The cards of debits work with Square Readerwhile the cards with magnetic stripes operate under the Square Stand.

An important fact that you have to manage is that the funds are deposited in the bank account, they are received within a period of no more than two business days.

Uphold

Uphold is one of the App which is used to perform purchases and sales in digital formregardless of the currency you handle, since with this it is allowed to make changes monetary.

Basically Uphold, it is managed under a cloud platformallowing this peculiarity that its users can have at their disposal various uses during their transactions, such as, move, store, transfer and convert money content in it.

Kuapay

Kuapay is a payment service which is available for smartphones.

To use Kuapay, you just have to enter the official web portaland followed by this, write the respective numbers of the card that will be used to pay, then, after carrying out this action, Kuapay will begin to process the information until the data is encrypted, then it will send a QR code to the user, to use it as an identification key, and thus be able to pay by showing said code.

Neteller

Neteller is a platform that allows users to have a registered account to store their money safely, in addition, I consider this service as a kind of electronic wallet.

With Neteller you can make transfers and instant payment quickly, simply and safely, thanks to its security encryption, in addition, you can access your portal from anywhere, you just need to stay connected to an Internet network.

Momo Pocket

Momo Pocket is one of many payment services for mobile phones.

This service is completely free, since it does not charge the client’s account additional costs, much less commissions, in addition, it is 100% safe, easy to use, and super comfortable.

PayPal

PayPal is one of the electronic payment services most widely used internationally, thanks to the simplicity it offers its users. With PayPal not only you can protect your moneyyou can also generate payments and transfers instantly.

One of the characteristics that PayPal has is that it does not reflect your financial information to third parties, since you only require an email to make your movements.

PayPal Here

PayPal Here, is an application which is used for smart phones also known as Smartphone.

The peculiarity that PayPal Here has, is that it works through a small magnetic stripe reader included, that since the App is associated with the phone, basically with it you can read the data and maintain full communication during the payment transaction, until the payment is completed.

google-wallet

Google Wallet is a new service created by the great Google company. This App works on smartphones. With this new service, you can pay with your credit cards in a more practical and secure way.

zooz.com

Zooz is a payment platform which is used by many users to perform their purchases, payments and transactions in a matter of minutes, you only need an active Internet network to proceed to use it.

Skrill

Skrill is an electronic account which at the time was known as moneybookers. In simple words, Skrill is an online payment system.

This service has become very popular, becoming one of the most widely used mobile applications at an international level, functioning as a payment system that allows save, transfer and pay.

Thanks to technological advances, today we can move our financial accounts from anywheremore if we have Smartphone devices.

Apps to make online payments are a novelty, so if you haven’t used them yet, we recommend that you update, simplify and optimize your purchases with one of these.