As we progress technologically, we all want to optimize processes , which is why today we rarely use cash, we almost always prefer to make payments electronically.
Currently, we have several applications that help us make payments through our mobile devices (cell phones).
If you want to know what these App are, we invite you to continue reading, in this way you will find out which are the newest ones that are leading the virtual market.
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Why is it better to use a mobile application to perform Your online and offline payments? Benefits
There are several reasons for making payments Online and Offine through mobile applications, and the reasons are very obvious, among these it is necessary to mention the following:
Process optimization
Mobile applications were designed for the optimization of payment processes, since, with the help of these, people can make their payments from anywhere , quickly, conveniently and easily; since you only need to access the App on the phone and make the transaction that is required at that moment.
Perform conversions in seconds
Another benefit of this type of mobile applications for payments, is that the vast majority of App allows conversions of different currencies in seconds.
Increased security
When you use these applications, one way or another, your money is more supported , since if you have it in cash you can lose it, it can be taken away from you at the time of a robbery, or you can simply forget it when leaving home, while, if you drive it through a mobile App, the security issue is increased, since to access it, you must first pass and approve the security encryption.
Transfers to other App
The compatibility to make transactions to other App , without a doubt, is one of the benefits that we should leave in writing in this article, since this particular feature gives us the possibility of not worrying about the account of the person to whom you will be transferred, you just have to make the payment directly to your account, without having to open one in that bank.
Offline applications
Focusing on the Offline applications, no doubt, it is necessary to highlight the following:
- They offer the user the possibility of using them without the need to maintain a connection to the network .
- For the use of these applications it is not necessary to make payments for data rates.
- synchronizations are carried out in a timely manner , that is, independence with the server you use, is partially, constantly.
Online Applications
Like Offline applications, those of type Online , have a number of benefits, we will present the following:
- The data used for any movement is reliable in real time .
- They require lower costs for its development and maintenance.
- They do not require a formal installation , since it is satisfied from a server, they also occupy less space, and do not depend on any device.
What types of applications to pay from the smartphone exist ?
A wide variety of mobile device applications are currently available that allow users to make their payments from the comfort of their homes to a busy day on the street or at work; That is why, that this section will mention each of these:
Near Faithful Communication (NFC)
Near Faithful Communication , is also known by its acronym in English NFC. This service is a type of digital wallet , which is also referred to as behalfWallets†.
The devices that use NFC, manage their connection through terminals , these include those of the Google Play, Apple Pay and Samsung Pay .
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The evolution of its technology is based on radio frequencies – RFID – being in turn the one that allows bilateral communications, which allows information to be shared, as well as closing purchases between mobile devices.
Mobile Point of sale (MPOS)
Mobile Point of Sale, or MPOS , is, just a kind of operation that the seller handles, this technology must be found in the cell phone of this, or in Ipad with adapters. In a way, the seller makes use of a payment platform , and then charges the purchase cost directly to the buyer’s card.
In App
In App is an application that every buyer and seller should have included in their cell phone, since the payment process is very simple, usually a payment code is issued on the device, so that the seller can then scan it, and thus validate the payment process of the operation. Throughout this procedure, the devices need to have a network connection.
Contactless
The Contactless technology allows you to make payments with mobile devices with just bring the chip closer . All this works thanks to the communication imparted by the radio frequency between a reader and the chip .
This chip can be found both on the cell phone and on the credit card. Contactless is a technological alternative that many mobile devices have to make payments simpler, more practical and faster.
List of the best applications to pay from your Android device or iOS
It is never too much to know which are the best applications that are available in the market to make payments through our mobile devices, such as Android or iOS, so below we will show you a condensed list with the best 10 App for payment :
Square
The Square point of sale – formerly known as the Square Box – is a type of App that operates for free , in addition, It works as a point of sale, allowing users who have it on their mobile device to make their transactions quickly and easily .
This application is for use in business entrepreneurship, since with Square you can accept from credit cards , to debit cards , it’s really wonderful. The debit cards work with the Square Reader , while the cards with magnetic stripes operate under the Square Stand .
An important fact that you have to manage is that the funds are deposited in the bank account, they are received within a period not exceeding two business days.
Uphold
Uphold is one of the App that is used to make purchases and sales in digital form , no matter what currency you handle, put that this allows monetary changes to be made.
Basically Uphold, it is managed under a platform consisting of a cloud , allowing it is peculiar that its users can have various uses at their disposal during their transactions, such as move, save , transfer and convert the money contained in it.
Kuapay
Kuapay is a paid service that is available for smartphones.
To use Kuapay, you just need to enter the official website of the web , and then, write the respective numbers of the card that will be used to pay, then, to carry out this action , Kuapay, will begin to process the information until the data is encrypted and will then send a QR code to the user, so that he can use it as an identification key, and thus be able to pay when displaying said code. p>
Neteller
Neteller is a platform that allows users to have a registered account to keep their money securely, and this service is considered a kind of electronic wallet .
With Neteller you can make transfers and payment instantly quickly, simply and securely, thanks to its security encryption, in addition, you can access your portal from anywhere, you just need to stay connected to an Internet network.
Momo Pocket
Momo Pocket is one of many paid services for mobile phones.
This service is completely free, since it does not charge the client’s account with additional costs, much less commissions, in addition, it is 100% safe, easy to use, and super comfortable.
PayPal
PayPal is one of the most used electronic payment services internationally, thanks to the simplicity it offers its users. With PayPal, not only can you protect your money , you can also generate payments and transfers instantly.
One of PayPal’s characteristics is that it does not reflect your financial information to third parties, since you only need an email to make your movements.
Paypal Here
PayPal Here, is an application that is used for smartphones also known as Smartphone.
The peculiarity that PayPal Here has, is that it works through a small reader with magnetic stripe included, that when the App is associated with the phone, basically with it you can read the data and keep full communication during the payment transaction, until payment is completed.
Google Wallet
Google Wallet is a new service created by the great company of Google. This App works on smartphones. With this new service, you can pay with your credit cards in a more practical and safe way.
Zooz.com
Zooz is a payment platform that is used by many users to make their purchases, payments and transactions in a matter of minutes, only one Internet network is needed active to proceed to use it.
Skrill
Skrill is an electronic account that was once known as MoneyBookers . In simple words, Skrill is an online payment system.
This service has become very popular, becoming one of the most used mobile applications internationally, functioning as a payment system that allows to save, transfer and pay .
Thanks to technological advances, today we can move our financial accounts from anywhere , more if we have Smartphone devices.
The App to make payments online is a novelty, so if you have not used them yet, we recommend that you update, simplify and optimize your purchases with one of these.